Overview

Money Market instruments available to investors at competitive prices.

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Financing

Banker's Acceptance
A Banker's Acceptance (BA) is a bill of exchange, drawn on and accepted by finance institutions on behalf of their clients, for trade financing. The tenor of financing ranges from 21 to 200 days (or subject to Credit Facility Agreement). BA is a discounting instrument and interest is paid up front by deducting from the principal amount. Maybank provides both conventional and Islamic Banker's Acceptance.

Short-term Revolving Credit

  • Short-term Revolving Credit (STRC) is a financial tool for short-term non-trade-related activities
  • The tenor ranges from 1 to 12 months
Deposits

Repurchase Agreement
In a Repo or Repurchase Agreement, the bank sells its money market instruments approved by Bank Negara Malaysia to an investor, with an understanding to buy back the instruments at an agreed price (interest rate) on a specific future date.


Negotiable Instrument of Deposit
A Negotiable Instrument of Deposit (NID) is a financial instrument issued by banks for the deposit of a specific sum of money for a fixed period of time at a prefixed interest rate.

An NID can be bought or sold before the date of maturity. Maybank's financial strength and standing assures your investment and returns.

Fixed Deposit
A fixed deposit bears interest at an agreed rate based on a specific maturity date. The tenor may vary from 1 to 60 months. The minimum placement is RM5,000 for 1 to 2 months and RM1,000 for 3 months or longer. A fixed deposit earns higher interest than a savings account and offers protection from interest rate fluctuations.

Foreign Currency Account
Maybank accepts currency deposits for major foreign currencies like USD, EURO and AUD, besides MYR deposits. Our worldwide branch networking and extensive correspondent banking relationships enable us to quote competitive pricing for tenors ranging from 1 day to 1 year.

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Investment Products

Maybank's strong presence in the market enables us to offer investors interest-bearing investment products on outright sale basis, such as Banker's Acceptance (Maybank and other banks), Private Debt Securities (PDS), Malaysia Government Securities (MGS), Cagamas, Treasury and Bank Negara Bills.