ASB Financing-i

Get a shariah-compliant financing for ASB unit trust | Financing tenure up to 35 years or age 70 years old (whichever is earlier)*

*Application at Maybank/Maybank Islamic branch

  • Min financing amount:


  • Max financing amount:

    Up to RM200,000

Terms of Financing


  • Individuals who are between the age of 18 and 70 years old at the end of financing tenure
  • Bumiputera

Financing Amount

  • Min financing amount : RM10,000
  • Max financing amount: Up to RM200,000 per customer, at any one time including the balance outstanding of the existing ASB financing (if any), or up to maximum investment amount allowed by ASNB, whichever is lower

Margin of Financing

  • Up to 105% (if inclusive of Personal Reducing Term Takaful (PRTT) and Will Fee (if any) inclusive of any tax (if any)

Financing Tenure


Financing Tenure

Application at Maybank/Maybank Islamic Branch

Up to 35 years or up to age 70 years old, whichever is earlier.

Online application via Maybank2u

Up to 30 years or up to age 65 years old, whichever is earlier.

Financing Rate

Application at Maybank Branch 

Facility Amount

Tenure ≤ 30 years

Tenure > 30 years




Single Rate

IBR+1.90% p.a.

(Eff. Rate: 3.65%)

IBR+1.95% p.a.

(Eff. Rate: 3.70%)

≥ RM 30k



Tier 1

First 3 years

IBR*+1.55% p.a

(Eff. Rate: 3.30%)

IBR*+1.60% p.a

(Eff. Rate: 3.35%)

Tier 2

Year 4 onwards

IBR*+1.80% p.a

(Eff. Rate: 3.55%)

IBR*+1.85% p.a

(Eff. Rate: 3.60%)

Click here to view the monthly instalment repayment schedule


Online application via Maybank2u

Financing DetailsFinancing Rates
Financing amount below RM30,000 with tenure between 5-30 years

3.55% p.a

(BR/IBR +1.80% p.a)

Financing amount RM30,000 and above with tenure between 5-30 years

3.45% p.a

(BR/IBR +1.70% p.a)

Current BR/IBR is at 1.75% p.a. with effective from 9th July 2020

Click here to view the monthly instalment repayment schedule


  • Monthly in single installments only

Mode of Installment Payment

  • Variable Standing Instruction (VSI)

ASB Income Distribution & Bonus Earned

  • Automatically credited into the respective ASB unit holder's account
  • ASB financial year ends December 31

How to Apply

For Bumiputera individuals between the ages of 18 - 65 years old at the end of the tenure


Register with Maybank2u now for a smoother online application journey

Required Documents 

  • Photocopy of Identity Card
  • Photocopy of latest 3 months pay slip/other proof of income e.g : Bank account statement
  • Photocopy of ASB unit holder number

Repayments, Fees and Charges

The current fee and charges as per below:


Fees and Charges

Stamp Duty

As per Stamp Duty Act (Revised 1989)

ASNB Unit Certificate Fee

RM50.00 per Certificate

Terms and Conditions apply

Click here to view Product Disclosure Sheet (Islamic)

Click here to view Product Disclosure Sheet in BM (Islamic)

Click here to view ASNB Prospectus


The Master Prospectus of funds of ASNB dated 30 June 2017 and supplementary prospectuses dated 15 December 2017, 1 April and 9 July 2018, have been registered with the Securities Commission Malaysia.  Please read and understand the content of the prospectuses together with the Product Highlights Sheets which are available at ASNB website, branches and agents. Units will be issued upon receipt of the registration form referred to and accompanying the prospectuses. Before investing, please consider the risks of investing as well as the fees and charges involved. Unit prices and distribution payable, if any, may go down as well as up. Past performance of a fund should not be taken as indicative of its future performance.

Online Application

Click to apply online