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Maybank SME Digital Financing

Get extra cash for your business, all within your coffee break. Because speed is everything. Apply online today.

Benefits


  • Receive application status as fast as 10 minutes*
  • No documents required*
  • Financing disbursement as fast as 1 minute**
  • No collateral required
  • Available online 24/7

* Applicable to Maybank’s existing customers with complete records. If you’re new to Maybank, we will review your application and provide a decision within 2 working days.

** Applicable to Maybank sole proprietorship & partnership business account holders, for disbursement of up to RM100k (under Conventional Loan). Don’t have a business account with us yet? Click here to open online today.


Ready to submit your loan/financing application online?

APPLY NOW


Have an ongoing application? Click below to resume, check your application status or accept your offer.

RESUME OR ACCEPT OFFER

Please be informed that Maybank does not appoint any third party to act for and /or on behalf of Maybank’s SME Digital Financing application. No handling fees/commission to be paid to any agent/advisors and/or Maybank employees.

Eligibility


Open to both Maybank and non-Maybank customers who are Sole Proprietors, Partnerships or Private Limited companies (Sdn. Bhd.) with:

  • Less than RM25million annual sales turnover
  • Less than RM5 million outstanding loan/financing with Maybank
  • Malaysian-owned registered company
  • More than 1 year in operation

Financing facility


  • Term loan or Commodity Murabahah Term Financing-i (CMTF-i)
  • Between RM10,000 to RM250,000
  • Tenure up to 5 years

Islamic Value Proposition


A Shariah compliant financing based on the principle of Commodity Murabahah (cost plus profit)

  • Save more on your financing - Profit charged is based on the outstanding principle amount and not compounded
  • Protection of Ceiling Rate and Bank Sale Price - Protect your financing exposure with the maximum claim by the Bank in the event of increasing Bank Financing Rate (BFR) .
  • No Lock in Period, Early settlement fee / exit penalty upon early settlement.

Required documents to submit online


No documents required if you’re already a Maybank customer.

If you’re new to Maybank:

  • NRIC of Directors / Shareholders / Proprietors / Partners / guarantors (passport if foreigners)
  • Business Registration document
  • Trading license (for businesses operating in Sabah & Sarawak)
  • Latest 6 months bank statement (optional but these documents would increase your chances of approval)

Tips to improve your approval chances


Apply online now


APPLY NOW


Have an ongoing application? Click below to resume, check your application status or accept your offer.

RESUME OR ACCEPT OFFER

Please be informed that Maybank does not appoint any third party to act for and /or on behalf of Maybank’s SME Digital Financing application. No handling fees/commission to be paid to any agent/advisors and/or Maybank employees.

More info