SJPP Schemes – SME Working Capital Financing / -i

SMEs companies across all sectors incorporated under the Companies Act 2016 with at least 51% shares held by Malaysian and shareholders' fund of less than RM20.0 million.

Guarantee Schemes

• Working Capital Guarantee Scheme /-i

Guarantee Tenure

• Up to 31 December 2035

Guarantee Coverage

• 70% guarantee on the approved financing amount by the Government of Malaysia

Guarantee Fee

• 1% per annum payable upfront
• Minimum of RM1,000

Availability Period

Opened from 24 June 2016 until 31 December 2035 or upon full utilization of the fund, whichever is earlier

• Working Capital

• Overdraft / Cash Line-i
• Tradelines / -i

• Minimum of RM100,000
• Maximum up to RM1,300,000

• Malaysian SMEs involved in export activities only.
• SME companies which are export oriented (with at least 50% of the turnover are for exports) and incorporated under the Companies Act 2016 with at least 51% shares held by Malaysian and shareholders' fund below RM20.0 million.

Click here for SJPP Schemes - SME Working Capital Financing Product Disclosure Sheet