With this account, you get:
- *A security deposit (Hamish Jiddiyah) will be credited into your account upon fund placement. Upon maturity of your deposit, the Bank will pay the principal amount as the profit will be offset by the security deposit that was paid upfront.
- Islamic Term Deposits based on the Shariah concept of Commodity Murabahah (cost-plus-sale) where a specific asset as deemed fit by the Bank is identified and used as the underlying asset for the sale and purchase transaction between Bank and Customer.
- Higher profit rates than a normal Islamic savings account.
- Choice of tenure from 1 month up to 12 months.
- Profit rates that are fixed upfront
- Free Personal Accident Takaful Coverage plus medical and funeral expenses (accident only)*
- Acceptance as collateral for Banking facilities*
* Terms and conditions apply.
* Protected by PIDM up to RM250,000 for each depositor.
* Click here for PIDM's DIS Brochure.