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Deposit

General Investment Account-i (GIA-i)

A Shariah-compliant way to invest your money. Minimum investment: RM5,000 (1 month) RM1,000 (2 months and above)

Benefits

Invest based on the profit sharing contract of Mudarabah at your own pace.    


 With this account, you get:

  • Potential to earn higher returns with indicative profit rate. Profits gained from investment are shared between Customer and Bank based on a previously agreed profit sharing ratio. Profits are paid monthly and are not subject to tenure or number of withdrawals
  • Placement tenure : 1 - 60 months

This account is not eligible for protection from PIDM. Principle is not guaranteed.

Click for Product Disclosure Sheet (PDS) and Terms and Conditions

How to apply?

For individuals aged 18 and above only.


To apply:

Visit a Maybank or Maybank Islamic branch near you with your primary documents.

Available accounts:

  1. Individuals aged 18 years and above
  2. Joint/Personal Accounts
  3. Minors with identity cards
  4. Trust Accounts
  5. Business concerns
  6. Associations/Clubs/Societies/Organizations
  7. Trustees
  8. Foreigners
  9. Government and Corporate Funds

Required Primary Documents:

  • Original Identity Card (IC) for Malaysians and Passports for foreigners
  • Please also bring along any of the following secondary supporting documents:
    • Valid Passport (if IC is produced as a Primary document)
    • Valid driving licence
    • Utility bills (e.g. water/electricity/telephone bills, Quit Rent, Assessment Notice) in the name and address of the customer opening the account
    • Letter of employment
    • Credit card

Rates, Fees and Charges

What kind of rates, fees and charges to expect?


Indicative Profit Rates:

 

Tenure Indicative Profit Rates (% p.a.)Profit Sharing Ratio (PSR) InvestorProfit Sharing Ratio (PSR) Bank
1 month 2.50 50 50
2 months 3.30 66 34
3 months 3.30 66 34
4 months 3.30 66 34
5 months 3.30 66 34
6 months 3.40 68 32
7 months 3.40 68 32
8 months 3.40 68 32
9 months 3.40 68 32
10 months 3.40 68 32
11 months 3.40 68 32
12 months 3.60 72 28
13 - 35 months  3.60 72 28
36 - 47 months 3.65 73 27
48 - 59 months 3.65 73 27
60 months 3.75 75 25


*Effective from 16 January 2019 to 15 February 2019

 

Click here for details on GIA-12 campaign 2015

Click here for details on GIA-12 campaign 2016 (Fully Utilized)

Click here for details on GIA-12 campaign 2017

 

Click here to view Investment Account Fund Performance Report (Q1 2016)

Click here to view Investment Account Fund Performance Report (Q2 2016)

Click here to view Investment Account Fund Performance Report (Q3 2016)


Click here to view Investment Account Fund Performance Report (Q1 2017)

Click here to view Investment Account Fund Performance Report (Q2 2017)

Click here to view Investment Account Fund Performance Report (Q3 2017)

Click here to view Investment Account Fund Performance Report (Q4 2017)


Click here to view Investment Account Fund Performance Report (Q1 2018)

Click here to view Investment Account Fund Performance Report (Q2 2018)

Click here to view Investment Account Fund Performance Report (Q3 2018)

Fees and charges:

 

ItemDetailsFee
Fixed deposit account balance transfer a. Forwarding branch (Collecting branch)

 

b. Receiving branch (Home branch)
Free

 

Free

Click to see all banking fees.

Click here for Terms and Conditions on Premature Withdrawal

Click here to view sample 31 days’ prior written notice

 

 

Locate Us

Find a Maybank branch near you