Your Real Estate Dreams are Within Reach

Campaign Period: 1 April 2022

31st December 2022

Enjoy 4% EIR Home / Shophouse Loan with BND15,000 subsidies

Enjoy 4% EIR Home / Shophouse Loan with BND15,000 subsidies

Better Financing #ForYou

Whether you are looking for a house to call your own, or a shophouse to kickstart your business, Maybank is here to help. With BND15,000 worth of subsidies available for you, this is just one of many ways we help you realise your financial goals.

Promotion ends 31st December 2022





Enjoy an attractive Financing rate of 4% when you have a bank account with us for your income/salary. Otherwise, enjoy a competitive rate of 4.5%.

Both choices come with BND15,000 worth of subsidies!


Contact our Home Loan specialists


+673 875 2717


+673 820 2839



Mortgage Promotion ("Promotion") is organised by Malayan Banking Berhad (AGO/RFC/83) ("Maybank, ") and shall be subjected to the Terms and Conditions herein. By participating in this Promotion, the applicant hereby expressly agrees to be bound by these Terms and Conditions and any decisions made by Maybank in respect of the Promotion shall be final, conclusive, and binding.


The mechanics of the Promotion:
Clients who apply for home/shophouse loan (“applicants”) will be eligible for the below interest rate (“EIR”) following these criteria:

  1. for clients with salary paid into Maybank, the EIR would be 4%
  2. for clients with no salary assigned into Maybank, the EIR would be 4.5%
  3. all clients will be entitled for BND15,000 worth of subsidies.


Terms and conditions

  • The home/shophouse Loan facility ("Loan"), must be applied during the period of 1 April 2022 until 31 December 2022, both dates inclusive ("Promotion Period").
  • This Promotion is applicable for the purchase or construction of a new or existing residential/shophouse property.
  • The minimum Loan amount is BND200,000 and the minimum Loan tenure is 10 years.
  • The approval of applicants’ Loan is subject to full satisfaction of Maybank’s criteria including credit assessment and documentation requirements.
  • The EIR to be charged for the approved Loan is subject to review at Maybank’s discretion.
  • The subsidy given to applicants is capped at BND15,000 and shall be used for the payment of fees including but not limited to preparation of legal documentation, fire insurance and valuation reports as determined by Maybank at its sole discretion.
  • The balance of the unutilised subsidy (if any) will be credited into the applicant's Maybank account.
  • In the event the Loan is partially or fully settled before its full tenure, Maybank reserves the right to impose a penalty of BND15,000 equivalent to the subsidy amount if the Loan is settled within 3 years of its full disbursement. The penalty may be waived in the event the Loan that is settled early is replaced with another loan with Maybank. All other relevant fees and charges (including early settlement fees) as outlined in our tariff will still apply.
  • Maybank reserves the right to withdraw, cancel, suspend, extend, or terminate this Promotion earlier in whole or in part and reserve the right to modify any of the Terms and Conditions contained herein, from time to time, with notice thereof.
  • By participating in this Promotion, the applicant agrees to be bound by the Terms and Conditions herein and agree and consent to allow his/her personal data being collected, processed, and used by Maybank in accordance with Maybank Privacy Statement, which may be viewed on ("Maybank's Privacy Statement").
  • In addition, and without prejudice to the terms in the Maybank’s Privacy Statement, applicants agree and consent to his/her personal data or information being collected, processed, and used by Maybank for:
    1. the purposes of the Promotion; and
    2. marketing and promotional activities conducted by Maybank, including but not limited to any form of advertising or publicity media and materials such as audio and/or visual recordings published through newspapers, television networks, radio stations or online and digital media and on the Internet. Marketing and promotion activities include without limitation the use and/or publication of any details provided in and/or in connection to the entries, interviews material as well responses and related photographs. In this regard, participants agree to co-operate and participate in all advertising and publicity activities of Maybank in relation to the Promotion.
  • Maybank and its officers, servants, employees, representatives and/or agents (including without limitation, any third-party service providers engaged by Maybank for the purposes of this Promotion) shall not be liable to applicants in this Promotion for any direct, indirect, special or consequential loss or damage (including but not limited to, loss of income, profits or goodwill) arising from or in connection with this Promotion unless caused by the any gross negligence or omission by Maybank.
  • Maybank shall not be liable for any default of its obligation under this Promotion due to any force majeure events which include but not limited to act of God, war, riot, lockout, industrial action, fire, flood, drought, storm, epidemic and pandemic or any events beyond the reasonable control of Maybank.
  • Maybank may disqualify/reject any applicant who does not comply with the terms and conditions stated herein and/or are found or suspected to be tampering with the Promotion and/or its process or the operations of this Promotion which includes fraudulent activities involving any act of deceit and/or deception and/or cheating with regards to the Promotion.
  • These Terms and Conditions shall be governed by the Laws of Brunei Darussalam and subject to the exclusive jurisdiction of the Courts of Brunei Darussalam.
  • For information, enquiries, feedback and/or complaints related to the Promotion, please contact us at +673 222 5449.