27  May 2016
Maybank's 1Q FY2016 earnings release: PBT at RM1.93b on 8.1% rise in net operating income

Maybank Group today announced that Group PBT for the first quarter financial year 2016 ended 31 March 2016 came in at RM1.93 billion. Net operating income for the quarter rose 8.1% to RM5.39 billion Y-o-Y on the back of an 11.9% increase in fund based income to RM3.82 billion, while fee income was almost unchanged at RM1.57 billion.


  • Net operating income rises 8.1% with net profit at RM1.43 billion
  • Higher net fund based income by 11.9% Y-o-Y
  • Pre-provisioning operating profit rises 10.9% Y-o-Y to RM2.77 billion
  • Growth in income outstrips overheads – cost-to-income ratio improves to 48.4%
  • Strong liquidity position – Loan-to-Deposit ratio improves to 89.9%
  • Net Interest Margin improves to 2.34%
  • Robust capital position: 17.63% total capital ratio & 12.74% CET1 ratio

More information is available as follows:
1. Press Release
2. Investor Presentation
3. Financial Statements 
4. Bursa (Exchange) announcement