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Assessment of credit worthiness from independent credit rating agencies
Rating AgencyDateRating ClassificationRatings
Standard & Poor's 23 September 2021 Issuer Credit Rating
Junior Subordinated
Senior Unsecured
Senior Unsecured
Subordinated		 A- / Negative / A-2
BB+
A-
A-2
BBB
Moody's Investors Service 18 October 2021 Outlook
Bank Deposits
Baseline Credit Assessment
Adjusted Baseline Credit Assessment
Counterparty Risk Assessment
Senior Unsecured
Subordinate
Preference Stock Non-Cumulative MTN
Commercial Paper
Counterparty Risk Ratings		 Stable
A3 / P-2
a3
a3
A2(cr) / P-1(cr)
A3
Baa2 (hyb)
(P)Baa3
P-2
A2/P-1
RAM Ratings 27 December 2021 Financial Institution Ratings - National Scale
Financial Institution Ratings - ASEAN Scale
RM20 billion Subordinated Note Programme (2012/-)
RM10 billion Additional Tier-1 Capital Securities Programme (2014/-)
RM10 billion Sukuk Programme (2017/-) 
-Senior Sukuk Murabahah
-Subordinated Sukuk Murabahah
-Additional Tier 1 Mudharabah
RM10 billion Commercial Paper/Medium Term Note Programme (2016/2023) 
RM10 billion Senior Medium Term Note Programme (2015/-)		 AAA / Stable / P1
seaAAA / Stable / seaP1
AA1 / Stable
AA3 / Stable

AAA / Stable
AA1 / Stable
AA3 / Stable
AAA / Stable / P1
AAA / Stable
Japan Credit Rating Agency 3 December 2021 Foreign Currency Long-term Issuer Rating
Outlook
Bond		 A
Stable
A
China Chengxin International (CCXI) 28 July 2021 Issuer's Credit Rating
Outlook
Renminbi Bond Credit Rating		 AAA
Stable
AAA