Assessment of credit worthiness from independent credit rating agencies
Rating AgencyDateRating ClassificationRatings
Standard & Poor's 25 October 2017 Counterparty Credit Rating
Preferred Stock
Senior Unsecured
Senior Unsecured
Subordinated
A- / Stable / A-2
BB+
A-
A-2
BBB
Moody's Investors Service 1 August 2016

Outlook
Bank Deposits
Baseline Credit Assessment
Adjusted Baseline Credit Assessment
Counterparty Risk Assessment
Senior Unsecured
Subordinate
Jr Subordinate
Commercial Paper
Stable
A3 / P-2
a3
a3
A2(cr) / P-1(cr)
A3
Baa2 (hyb)
Baa2 (hyb)
P-2
Fitch Ratings 11 August 2017 Long-Term Foreign-Currency Issuer Default Rating
Short-Term Foreign-Currency Issuer Default Rating
Long-Term Local-Currency Issuer Default Rating
Viability Rating
Support Rating
Support Rating Floor
Senior notes
Basel II-compliant subordinated notes
Basel II-compliant hybrid Tier 1 securities
A- / Stable
F2
A- / Stable
a-
2
BBB
A-
BBB+
BB+
RAM Ratings 14 December 2016 National Scale Financial Institution Ratings
ASEAN Scale Financial Institution Ratings
RM4.0 billion Innovative Tier-1 Capital Securities Programme (2008/2073)
RM3.5 billion Non-Innovative Tier-1 Capital Securities
RM3.0 billion Subordinated Note Programme (2011/2031)
RM20.0 billion Subordinated Note Programme
RM10.0 billion Additional Tier-1 Capital Securities Programme 
Proposed RM10.0 billion Sukuk Murabahah Programme - Senior
Proposed RM10.0 billion Sukuk Murabahah Programme - Subordinate
Proposed RM10.0 billion Commercial Paper/Medium Term Note Programme
AAA / Stable / P1
seaAAA / Stable / seaP1
AA2 / Stable
AA2 / Stable
AA1 / Stable
AA1 / Stable
AA3 / Stable
AAA / Stable
AA1 / Stable
AAA / Stable / P1
Malaysian Rating Corporation Berhad 4 August 2017 Financial Institution Rating
Corporate Debt Rating
Outlook
AAA / MARC-1
AAA
Stable
Capital Intelligence 8 February 2017 Foreign Currency - Long Term
Foreign Currency - Short Term
Financial Strength
Support
Outlook
A-
A2
A-
1
Stable
Japan Credit Rating Agency 16 August 2017 Foreign Currency Long-term Issuer Rating
Outlook
Bond
A
Stable
A